Debt Info Site

Everyone can save money on common expenses, such as clothes and groceries, the latter which takes a large portion of your money each month. Here are some tips to save money by living frugally.

-For women cut back on beauty costs, such as nails, hair, new clothes, and costly makeup. Buy generic brands or wait for a sale to buy (take advantage of free samples too). To save even more, cut your family’s hair or visit hair training schools, which cost less for haircuts and coloring.

-Buy a frugal cookbook to make financially-friendly, but still delicious meals.

-Don’t go out to eat, and learn to creatively use leftovers.

-Cut coupons for groceries. Look for rebates, which can give you common products like toothpaste for free after online or mail-in rebates.

-Look through ads you receive in the mail and choose the store that has the best deals that week.

-Plan your meals and shop once or twice a month to save on impulse buys. Freeze food or use leftovers to avoid waste.

-Buy frozen or canned vegetables and fruit rather than fresh.

-Turn off the heat or a/c during the night or during other times to save money on utilities. Make sure you turn off lights that don’t need to be on to save on electricity.

-Walk places to save on gas or carpool to work with co-workers.

-Cancel your gym membership. Or join a less expensive, family-friendly community center.

-Buy generic products, whether it’s cleaning products or generic clothes. Try the dollar store, you may be surprised what you find.

-Buy items at wholesale stores or on classified ads like Craigslist.org. You can find gently used or even new products that have no or little slight flaws that aren’t noticeable. You don’t pay for retail mark-up this way.

-Buy an older car that costs less. Or if you have a new car, pay if off and direct your former car payment into savings.

-Don’t buy items on credit or carry debt to avoid paying extra through interest. If you do use your credit cards for bills and groceries, pay them off each month and reap the bonus rewards that some credit cards offer (cash back, travel rewards, etc.)

Cut back on everyday expenses and you’ll have more money to pay off your debt.